The Federation of Licensed Victuallers Associations believes the number of bonfire night events held by its members this year was down significantly because of rising public liability insurance costs. FLVA chief executive Tony Payne says some of his members were refused insurance altogether for a one-off event, while others were being quoted premiums almost double last year's figure, with one licensee asked for more than £3,500. "We have been contacted by members who felt they had no option but to cancel planned bonfire entertainment because they were worried that with high winds, they would receive compensation claims from customers whose clothing might be damaged. In the end, we warned everyone against holding a specific event," he said. On Monday the British Chamber of Commerce published the results of a survey which revealed 6% of businesses and 9% of manufacturers have been refused cover with many unable to get insurance on more than five occasions. Half of all respondents reported increases in their premiums of more than 20% and 11% reported that the cost of cover had doubled. The BCC's director general David Frost said he wanted assurances from the Government and the Association of British Insurers that businesses will not have to shoulder similar increases next year. "Too many of the cases that come to us suggest premium increases wholly disproportionate to the risk," he said. The ABI insisted insurers had suffered sustained losses in this area of cover over recent years.