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      <image:caption><![CDATA[In limbo: most operators are unsure whether they will open as early as 4 July]]></image:caption>
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      <image:caption><![CDATA[Needing help: most operators will need continued Coronavirus Job Retention Scheme support]]></image:caption>
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      <image:caption><![CDATA[Legislation halt: the bill will temporarily suspend parts of insolvency law to support company directors]]></image:caption>
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      <image:caption><![CDATA[Finance option: the Government has increased the amount large firms can borrow]]></image:caption>
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      <image:caption><![CDATA[In it for the long haul: ongoing support is likely to be available for the pub trade]]></image:caption>
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      <image:caption><![CDATA[Broader impact: ‘brewers don’t know the Scottish scheme will be compatible with the rest of the UK’ says CAMRA’s Sarah Crawford]]></image:caption>
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      <image:caption><![CDATA[Further aid: UKH boss Kate Nicholls called for the Government to extend support into next year]]></image:caption>
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      <image:caption><![CDATA[Long wait ahead: most operators believe it will take two years to reach ‘normal’ profit levels]]></image:caption>
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      <image:caption><![CDATA[No excuse: employers must not attempt to play the furlough system, a trade body executive has warned]]></image:caption>
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      <image:caption><![CDATA[Money matters: the Government has made financing available to pubs during Covid-19]]></image:caption>
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      <image:caption><![CDATA[New task force: UKHospitality chief executive Kate Nicholls stresses there is no one-size-fits-all approach to reopening pubs]]></image:caption>
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    <loc>https://www.morningadvertiser.co.uk/Article/2020/05/14/How-are-freehouses-being-impacted-by-coronavirus/</loc>
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      <image:caption><![CDATA[Business concern: freehouse owner Karen James is worried about her future and the effect of social distancing on reopening]]></image:caption>
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      <image:caption><![CDATA[More breathing space: trade bodies react to the extension of the furlough scheme]]></image:caption>
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      <image:caption><![CDATA[Tweet news: Rishi Sunak extends furlough for four months]]></image:caption>
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      <image:caption><![CDATA[Government support: Chancellor Rishi Sunak has faced calls for the furlough scheme to be extended]]></image:caption>
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      <image:caption><![CDATA[Phased reopening: the Government document sets out its plans for the easing of lockdown restrictions]]></image:caption>
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    <loc>https://www.morningadvertiser.co.uk/Article/2020/05/11/Top-tips-thoughts-on-Covid-19/</loc>
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      <image:caption><![CDATA[Surreal scenario: online meetings can be difficult and time consuming]]></image:caption>
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    <loc>https://www.morningadvertiser.co.uk/Article/2020/05/11/How-to-get-ready-to-claim-self-employed-income-support/</loc>
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      <image:caption><![CDATA[Grant scheme: self-employed publicans can receive up to 80% of their average monthly trading profits in a single instalment covering a three-month period]]></image:caption>
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    <loc>https://www.morningadvertiser.co.uk/Article/2020/05/11/Pubs-reaction-to-Boris-Johnson-phased-reopening-statement/</loc>
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      <image:caption><![CDATA[Televised address: the Prime Minister has revealed plans for a phased reopening of businesses]]></image:caption>
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    <loc>https://www.morningadvertiser.co.uk/Article/2020/05/07/When-will-Boris-Johnson-review-lockdown/</loc>
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      <image:caption><![CDATA[End of weekend announcement: Boris Johnson is set to make a statement to the nation on Sunday 10 May]]></image:caption>
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  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/05/06/Former-St-Austell-accounts-worker-jailed-for-stealing-400-000/</loc>
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      <image:caption><![CDATA[Reputations tarnished: the theft led to staff members receiving lower bonuses than they were entitled to]]></image:caption>
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    <loc>https://www.morningadvertiser.co.uk/Article/2020/05/05/How-will-the-furlough-scheme-stop/</loc>
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      <image:caption><![CDATA[State aid: the Government is looking to wind down the furlough scheme]]></image:caption>
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    <loc>https://www.morningadvertiser.co.uk/Article/2020/05/05/How-many-pubs-have-received-Government-loans/</loc>
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      <image:caption><![CDATA[Waiting game: some pubs still haven’t received the loans and grants to help them weather the coronavirus crisis]]></image:caption>
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  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/05/04/What-are-councils-doing-about-late-night-levy-fees/</loc>
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      <image:caption><![CDATA[Late-night levy: councils cannot refund or reduce payments but can defer the annual licence payment]]></image:caption>
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  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/05/04/How-long-will-it-take-self-employed-licensees-to-get-financial-support/</loc>
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      <image:caption><![CDATA[Support given: the self-employed help will be provided within days of application]]></image:caption>
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  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/05/04/How-many-pubs-have-been-accepted-for-Business-Interruption-insurance/</loc>
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      <image:caption><![CDATA[Short-changed: the FCA will help to press insurance companies harder on claims]]></image:caption>
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  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/05/04/New-pubs-code-adjudicator-expects-pubcos-to-make-themselves-accountable-during-Covid-19-pandemic/</loc>
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      <image:caption><![CDATA[New officeholder: Fiona Dickie has taken the reins from Paul Newby as the pubs code adjudicator]]></image:caption>
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    <loc>https://www.morningadvertiser.co.uk/Article/2020/05/04/Paul-Newby-outgoing-pubs-code-adjudicator/</loc>
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      <image:caption><![CDATA['New world': the shifting balance between tenants and pubcos is a good thing according to outgoing PCA Paul Newby]]></image:caption>
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    <loc>https://www.morningadvertiser.co.uk/Article/2020/05/01/How-many-pubs-have-started-planning-for-reopening/</loc>
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      <image:caption><![CDATA[Operator opinion: business leaders revealed their thoughts amid the coronavirus pandemic]]></image:caption>
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    <loc>https://www.morningadvertiser.co.uk/Article/2020/05/01/Jonathan-Downey-National-Time-Out-campaign/</loc>
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      <image:caption><![CDATA[Time out: Jonathan Downey has called for a nine-month pause on payments for the sector]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/05/01/Pubs-code-adjudicator-calls-on-pubcos-to-help-tenants/</loc>
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      <image:caption><![CDATA[Legislation date: the pubs code came into force in 2016]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/29/Why-do-I-have-to-pay-the-late-night-levy-in-lockdown/</loc>
    <lastmod>2024-11-01T20:22:52.531Z</lastmod>
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      <image:caption><![CDATA[Dead money: Philip Kolvin QC and Clare Eames suggest possible solutions to the late-night levy issue]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/29/Extend-support-for-pubs-beyond-June/</loc>
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      <image:caption><![CDATA[Survey findings: the BII has found operators are worried about loans and desperate for more support]]></image:caption>
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  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/29/Can-you-work-reduced-hours-on-furlough/</loc>
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      <image:caption><![CDATA[Jobs on the line: hospitality workers need continued economic support even after lockdown, a report has highlighted]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/29/How-much-Government-support-will-pubs-need-after-coronavirus-lockdown/</loc>
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      <image:caption><![CDATA[Send help: pub trade needs additional support after lockdown]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/29/What-impact-has-Covid-19-had-on-business-rates-plastic-straw-and-protect-duty-legislation/</loc>
    <lastmod>2024-11-01T20:23:13.436Z</lastmod>
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      <image:caption><![CDATA[Pandemic disruption: what impact is the Covid-19 pandemic having on Government legislation, and what could the knock on effects be for pubs?]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/28/Matt-Hancock-signals-support-for-increasing-grant-scheme/</loc>
    <lastmod>2024-11-01T20:22:39.854Z</lastmod>
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      <image:caption><![CDATA[Westminster focus: Matt Hancock was asked about helping pubs with rateable values above the current grant scheme threshold]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/28/Bounce-Bank-Loan-scheme-available-for-pubs/</loc>
    <lastmod>2024-11-01T20:22:33.127Z</lastmod>
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      <image:caption><![CDATA[Support given: the Government has added to the existing loan schemes to help businesses amid the coronavirus pandemic]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/27/Can-councils-still-make-pubs-pay-late-night-levy/</loc>
    <lastmod>2024-11-01T20:22:39.316Z</lastmod>
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      <image:caption><![CDATA[‘Ludicrous’: the pub sector has said it is unfair for councils to ask pubs to pay late-night levy fees when closed]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/27/Can-you-take-holiday-while-on-furlough/</loc>
    <lastmod>2024-11-01T20:22:33.013Z</lastmod>
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      <image:caption><![CDATA[Employment terms: furloughed workers will continue to accrue annual leave in accordance with their contract]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/27/When-will-lockdown-restrictions-be-eased/</loc>
    <lastmod>2024-11-01T20:22:24.696Z</lastmod>
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      <image:caption><![CDATA[Government statement: PM Boris Johnson apologised for being “away from my desk for longer than I would have liked”]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/27/How-many-pubs-are-successfully-claiming-coronavirus-financial-help/</loc>
    <lastmod>2024-11-01T20:22:35.007Z</lastmod>
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    <image:image>
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      <image:caption><![CDATA[Help is lacking: financial aid for hospitality is not getting through]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/24/How-will-hospitality-jobs-be-impacted-by-social-distancing/</loc>
    <lastmod>2024-11-01T20:22:31.055Z</lastmod>
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    <image:image>
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      <image:caption><![CDATA[Voices aired: trade bodies call for further Government support to help hospitality businesses when they reopen]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/23/How-to-challenge-insurance-companies/</loc>
    <lastmod>2024-11-01T20:21:59.883Z</lastmod>
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      <image:caption><![CDATA[Call to action: the Night Time Industries Association is consulting a legal expert about insurance claims]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/22/What-was-the-most-popular-news-for-pubs-April-2020/</loc>
    <lastmod>2024-11-01T20:22:03.547Z</lastmod>
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    <image:image>
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      <image:caption><![CDATA[Top headlines: Government confirms hospitality will be one of the last sectors to reopen]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/21/What-extra-support-does-the-Government-need-to-give-pubs/</loc>
    <lastmod>2024-11-01T20:21:57.328Z</lastmod>
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      <image:caption><![CDATA[More aid: further help on a range of Government measures is needed, trade bodies have identified]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/21/Who-is-protesting-the-pub-grant-threshold/</loc>
    <lastmod>2024-11-01T20:22:05.591Z</lastmod>
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      <image:caption><![CDATA[Open letter: Raise The Bar has written to the Government urging them to help pubs with rateable values up to £150,000]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/20/When-could-pubs-reopen-after-coronavirus/</loc>
    <lastmod>2024-11-01T20:21:59.668Z</lastmod>
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      <image:caption><![CDATA[Delayed reopening: pubs were ordered to close by the Prime Minister on Friday 20 March]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/17/When-will-the-furlough-scheme-end/</loc>
    <lastmod>2024-11-01T20:21:57.176Z</lastmod>
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      <image:caption><![CDATA[Help prolonged: the scheme was originally set to run until the end of May]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/17/How-much-time-is-needed-for-pubs-to-reopen/</loc>
    <lastmod>2024-11-01T20:21:42.908Z</lastmod>
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      <image:caption><![CDATA[Looking ahead: at least 21 days notice is needed for pubs to reopen, according to the BBPA’s Emma McClarkin]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/17/Banks-lending-during-coronavirus/</loc>
    <lastmod>2024-11-01T20:21:32.384Z</lastmod>
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      <image:caption><![CDATA[Further support: Financial Conduct Authority interim boss Christopher Wood has called on banks to help SMEs]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/17/What-could-the-easing-of-Covid-19-lockdown-around-the-world-mean-for-UK-pubs/</loc>
    <lastmod>2024-11-01T20:21:34.485Z</lastmod>
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    <image:image>
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      <image:caption><![CDATA[Lifting restrictions: what can other countries’ approaches to easing lockdown tell us about when and how UK pubs might reopen?]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/17/Coronavirus-Large-Business-Interruption-Loan-Scheme-to-be-launched/</loc>
    <lastmod>2024-11-01T20:21:32.123Z</lastmod>
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    <image:image>
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      <image:caption><![CDATA[New support: the Government has revealed information about a loan scheme designed for larger businesses]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/16/Furlough-scheme-cut-off-date-extended/</loc>
    <lastmod>2024-11-01T20:21:32.177Z</lastmod>
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      <image:caption><![CDATA[Extra help: the Government announced the Coronavirus Job Retention Scheme last month (20 March)]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/16/Do-insurers-have-to-pay-out-for-coronavirus-claims/</loc>
    <lastmod>2024-11-01T20:21:36.138Z</lastmod>
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      <image:caption><![CDATA[Pay out: FCA warns insurers must support customers]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/16/Pub-rent-review-negotiations-suspended-during-Covid-19-shutdown/</loc>
    <lastmod>2024-11-01T20:21:40.668Z</lastmod>
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      <image:caption><![CDATA[Brakes pulled: the PGB has called a temporary halt to ongoing and upcoming pub rental negotiations until 30 June]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/14/How-long-does-it-take-for-pubs-to-get-government-grant/</loc>
    <lastmod>2024-11-01T20:21:00.534Z</lastmod>
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      <image:caption><![CDATA[Confused: publicans have shared their stories of uncertainty with timescales of payments from local councils]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/09/Swift-delivery-of-financial-support-critical-pub-bodies-urge-Government/</loc>
    <lastmod>2024-11-01T20:21:06.731Z</lastmod>
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    <image:image>
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      <image:caption><![CDATA[Critical issue: four organisations have urged the Government to make changes to its financial support for pubs]]></image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/07/Tronc-payments-excluded-from-Coronavirus-Job-Retention-Scheme/</loc>
    <lastmod>2024-11-01T20:20:41.639Z</lastmod>
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      <image:caption><![CDATA[Tip exclusion: at present, the 80% salary furloughed staff receive does not include tronc payments]]></image:caption>
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  </url>
  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/04/07/London-night-czar-asks-local-authorities-for-12-month-licence-fee-holiday/</loc>
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      <image:caption><![CDATA[At financial risk: Amy Lamé says ‘businesses must reduce spending to a bare minimum to avoid permanent closure’]]></image:caption>
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      <image:caption><![CDATA[Rent reaction: All Our Bars chief executive Paul Wigham outlines what steps he believes the Government should take on pub rent]]></image:caption>
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  <url>
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      <image:caption><![CDATA[Threat to livelihoods: pubcos urged to demonstrate leadership to the wider industry by PCA]]></image:caption>
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      <image:caption><![CDATA[Social response: licensees have commented on The Morning Advertiser’s Facebook page about some pubcos not cancelling rent]]></image:caption>
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      <image:caption><![CDATA[Rule change: businesses looking to borrow less than £250,000 will not need to provide personal guarantees]]></image:caption>
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  <url>
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      <image:caption><![CDATA[Rights declaration: PCA Paul Newby and deputy Fiona Dickie expects pub-owning businesses to act in good faith in the dealings with tenants]]></image:caption>
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  <url>
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      <image:caption><![CDATA[Employers’ dilemma: the Government’s furlough scheme has a cut-off start date for new employees of 28 February]]></image:caption>
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      <image:caption><![CDATA[Bank update: Lloyds will now not ask for personal guarantees, regardless of the loan amount required]]></image:caption>
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  <url>
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      <image:caption><![CDATA[Changing focus: supermarket demand has increased after the closure of pubs and restaurants ]]></image:caption>
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  <url>
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      <image:caption><![CDATA[Difficult processes: there have been calls for banks to make accessing the loans easier for operators]]></image:caption>
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  <url>
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      <image:caption><![CDATA[Stake a claim: Philip Kolvin of Cornerstone Barristers looks at whether insurance companies will pay out]]></image:caption>
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  <url>
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      <image:caption><![CDATA[Difficult situation: a finance expert has outlined the other measures of support for self-employed people]]></image:caption>
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  <url>
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      <image:caption><![CDATA[Scheme details: the Government has released more information around the support for businesses with furloughed employees]]></image:caption>
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  <url>
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      <image:caption><![CDATA[Support package: Chancellor Rishi Sunak has outlined a scheme for self-employed people that will start in June]]></image:caption>
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  <url>
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      <image:caption><![CDATA[Clarification needed urgently: UKHospitality has said businesses are being put in an impossible position]]></image:caption>
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  <url>
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      <image:caption><![CDATA[Does it add up? Rangewell wants clarity from the Government over its coronavirus loan scheme ]]></image:caption>
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  <url>
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      <image:caption><![CDATA[Food and drinks permitted: pubs can continue to offer takeaway and delivery services]]></image:caption>
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  <url>
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      <image:caption><![CDATA[Alternative options: pubs have previously been allowed to offer delivery and takeaway services ]]></image:caption>
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      <image:caption><![CDATA[Support received: the new bill has been welcomed by UKHospitality’s Kate Nicholls and the Federation of Small Businesses]]></image:caption>
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      <image:caption><![CDATA[Cash needed: it may be quicker to access loans rather than grants]]></image:caption>
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  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/03/23/How-to-access-the-coronavirus-grant-and-loans/</loc>
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      <image:caption><![CDATA[Help given: the Government announced financial measures to assist businesses impacted by the Covid-19 outbreak]]></image:caption>
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      <image:caption><![CDATA[Licence warning: new legislation has come into force that will punish venues that are still open to the public]]></image:caption>
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  <url>
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      <image:caption><![CDATA[Message of support: The Mayor of London Sadiq Khan says more financial help for pubs is needed]]></image:caption>
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  <url>
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      <image:caption><![CDATA[Loans and grants explained: ABC Finance expert Gary Hemming outlines financial options for pubs]]></image:caption>
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  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/03/19/what-to-do-about-coronavirus-if-you-are-self-employed/</loc>
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      <image:caption><![CDATA[Summer roll-out: the Government has confirmed it will make payments by early June 2020]]></image:caption>
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  <url>
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      <image:caption><![CDATA[Help demand: trade bodies have called on the Government to provide a package of support]]></image:caption>
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  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/03/18/Financial-help-for-pubs-during-coronavirus/</loc>
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      <image:caption><![CDATA[Support: what financial help is out there for pubs during coronavirus]]></image:caption>
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  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/03/17/Business-rates-Chancellor-announcement-coronavirus/</loc>
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      <image:caption><![CDATA[Cash support: Chancellor of the Exchequer Rishi Sunak has announced measures to battle the financial impact of coronavirus]]></image:caption>
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  <url>
    <loc>https://www.morningadvertiser.co.uk/Article/2020/03/16/Calls-for-Government-to-further-help-industry-battle-coronavirus-impact/</loc>
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      <image:caption><![CDATA[Virus impact: venues across the nation have seen footfall drop]]></image:caption>
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      <image:caption><![CDATA[Prepared: the Government outlines measures for coronavirus preparation in its Budget]]></image:caption>
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      <image:caption><![CDATA[Pub view: live coverage of the Spring Budget]]></image:caption>
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    <loc>https://www.morningadvertiser.co.uk/Article/2020/03/10/Great-British-Bake-Off-Candice-Brown-licensee-of-the-Green-Man-Eversholt-Bedfordshire/</loc>
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      <image:caption><![CDATA[Duty bound: former Bake Off winner Candice Brown explains why she’s trapped in an upside-down pint glass and gives her take on the trade]]></image:caption>
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    <loc>https://www.morningadvertiser.co.uk/Article/2020/03/09/I-hope-the-Chancellor-recognises-the-economic-communal-and-cultural-benefits-of-pubs/</loc>
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      <image:caption><![CDATA[Show of support: 'pubs support almost 900,000 jobs, generating £23bn in GDP and paying £13bn in taxes, but also benefit our local communities and national culture']]></image:caption>
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      <image:caption><![CDATA[War against binge drinking: a new minimum unit pricing policy for retailers has come into force in Wales]]></image:caption>
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    <loc>https://www.morningadvertiser.co.uk/Article/2020/03/04/When-does-the-plastic-straw-ban-debate-enter-parliament/</loc>
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      <image:caption><![CDATA[Unnecessary material: the plastic straw ban will be debated in parliament]]></image:caption>
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    <loc>https://www.morningadvertiser.co.uk/Article/2020/03/02/Illegal-streaming-supplier-hit-with-521k-bill/</loc>
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      <image:caption><![CDATA[Additional punishment: the defendant was ordered to pay £521,000 or face an additional five-year prison sentence]]></image:caption>
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      <image:caption><![CDATA[Unsung role: 'as Government charts a new course for national wellbeing, it’s time to wake up to the widespread initiatives pubs can help deliver,” Mike Wood MP explained]]></image:caption>
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      <image:caption><![CDATA[Crestfallen: it is hoped the dispute will be solved without reference to an archaic court (image: Jaggery, Geograph)]]></image:caption>
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    <loc>https://www.morningadvertiser.co.uk/Article/2020/02/25/Publican-convicted-over-cancer-charity-fraud/</loc>
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      <image:caption><![CDATA[Fraud conviction: publican Jason Staff claims he sent a cheque to Macmillan Cancer Support]]></image:caption>
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      <image:caption><![CDATA[Count the cost: Altus Group research found millions was paid out in redundancy, unpaid holiday and outstanding wages]]></image:caption>
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      <image:caption><![CDATA[New role: Fiona Dickie has been deputy pubs code adjudicator since November 2017]]></image:caption>
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